Birmingham Drivers Discover How to Buy Cheaper Car Insurance

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price.

You CAN Pay Less for Birmingham Car Insurance!

Alabama ranks 30 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $136 and collision coverage is around $317. The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Birmingham car insurance rate.

Compare Birmingham Car Insurance Rates

Quoting and buying car insurance online has become much easier over the last few years. Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Alabama.

Compare Birmingham Car Insurance Rates

If you think you car won't get stolen in Birmingham, think again. There are over 11,081 vehicle thefts each year in Alabama.

Low Income and Liability Only Quotes

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another.

Insurance companies base their rates on many different factors, some of which are not under your control. It only takes about five minutes to get multiple estimates from different companies in your area.

State Farm, Farmers Insurance, Allstate and More!

Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $364, while physical damage insurance costs $453 for the average Birmingham driver. Keep in mind when getting a Birmingham car insurance quote that the Alabama state minimum liability limits are 20,000/40,000/10,000. You will want to buy more liability insurance than that however.

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. The best car insurance rates in Birmingham, AL may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local Birmingham State Farm or Allstate agent.

Money Saving Tips When Buying Car Insurance

  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Find cheaper Birmingham car insurance by clicking the 'Start' button at the top of this page
  • Birmingham car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Belonging to certain professional organizations can earn you a discount
  • Students with good grades often qualify for a discount rate
  • Having a longer policy term or paying your premium in full can save money
  • Click here to compare rate quotes and see if you're spending too much on car insurance in Birmingham.

Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!

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Most Stolen Cars in Birmingham
  • 1995 Toyota Camry
  • 1998 Ford F150 Pickup
  • 2004 Chevrolet Impala
  • 1989 Chevrolet Conventional Cab 4x2
  • 1994 Ford Explorer
  • 1991 Chevrolet Caprice
  • 1997 Ford Taurus
  • 1986 Oldsmobile Cutlass
  • 1998 Dodge Ram Pickup
  • 1996 Honda Accord