Cheaper Premiums on Tuscaloosa Car Insurance

Online car insurance rates for Tuscaloosa can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year.

Many consumers just like you discover the ease of buying online car insurance every day.

Get the Best Alabama Insurance Rates

Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $364, while physical damage insurance costs $453 for the average Tuscaloosa driver. If you own a home in Tuscaloosa, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. More and more people every year use our online quote form to save time and find lower Tuscaloosa car insurance rates.

Compare Tuscaloosa Auto Insurance Rates

People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly. Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Alabama drivers.

If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Tuscaloosa.

Compare Rates Frequently

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Insurance companies base their rates on many different factors, some of which are not under your control. There is a very good chance that you are currently paying too much for car insurance.

How much you pay for insurance can vary considerably depending on several things. A few of these factors are:

  • The performance level of your vehicle
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • No coverage lapses saves money
  • Cost to replace your vehicle

Comparing Alabama car insurance prices online can take less that five minutes simply by clicking the big green Start button at the top of our site. Even though Birmingham may have the most people in Alabama, that doesn't mean car insurance rates will be higher or lower where you live.

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Tuscaloosa insurance rates. The best car insurance rates in Tuscaloosa, AL may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local Tuscaloosa State Farm or Allstate agent.

Lower your Tuscaloosa Car Insurance with These Tips

  • Tuscaloosa car insurance ratings can vary depending on your home address and rates in some parts of Tuscaloosa may be lower than in other areas
  • Before you buy a car, get an insurance quote so you have an idea what your annual cost for insurance will be
  • It never hurts to ask what additional discounts are available and see if you qualify
  • Insure all your vehicles with the same insurance company
  • Consider dropping physical damage coverage on older vehicles
  • Quote Tuscaloosa car insurance rates! The only way you'll know if you're getting a good deal is to compare the rates of competing companies!

By taking a few minutes and doing a comparison quote, you could save hundreds on auto insurance. Click to start a quote!

Call for Quote
Compare Other Alabama Rates
Most Stolen Cars in Alabama
  • 1986 Oldsmobile Cutlass
  • 1996 Honda Accord
  • 1997 Ford Taurus
  • 1998 Dodge Ram Pickup
  • 1998 Ford F150 Pickup
  • 1994 Ford Explorer
  • 2004 Chevrolet Impala
  • 1995 Toyota Camry
  • 1989 Chevrolet Conventional Cab 4x2
  • 1991 Chevrolet Caprice